Like the gas in your car, cash in your business account keeps things running smoothly. But, if your tank goes empty, neither your car nor your business will be going anywhere until the fuel is replenished. A big business relies on its credit line from traditional lenders to keep the vehicle moving, but what if your business is a small …

Most business failures can be laid at the door of undercapitalisation. A business needs to have funding for business premises, equipment or inventory, if not both, plus staff wages, utility payments and a thousand other things that require cash outlay before a business turns a profit and can become self-funding.